Business loans

These are loans that are extended to businesses to help them in running the day to day activities or bolster their business plans. These loans are available from kshs 10000 to kshs. 1,000,000 based on the volume of transactions of a business on nunua/ Nurupay. The loans are valid for a period of between 1 month to 6 months. 
Target market

  1. Churches
  2. Stores
  3. Organizations
  4. Chamas
  5. Small businesses

Loan commercials Our business loans are payable on a transactional basis i.e. when you have a loan with us, you will declare a percentage per transaction (calculated by the system based on repayment period) that would be deducted to repay the principal amount of the loan plus an interest thereof. 

Table of a user with monthly transactions on nurupay

Amount of loan (ksh)

Interest rate per month on reducing balance(valid for 3 months)










1 %

150000 >




Qualifications for a business loan

  1. Open a business account on nurupay on or be a merchant on nunua through or use our wordpress plug-in Nurupay on your trading site.
  2. Activate the account with ksh. 1000 sent to Paybill 866409 Acc number CLNUNUA
  3. Ensure constant, good volume transactions go through Nurupay.
  4. For faster access of loans upload previous business financial statements from other financial institutions.
  5. Fill in the appraisal form online.